Obamacare Exchanges Collapsing as Insurers Exit

Discussion in 'The Red Room' started by gturner, Aug 28, 2016.

  1. jack243

    jack243 jackman

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    It's actually the 'health insurance' or coverage that sucks. And, as planned by Obama, insurance companies failure is right on time. NOW LET THE SINGLE PAYER GOVERNMENT RUN HEALTH CARE BEGIN!!!
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  2. Ten Lubak

    Ten Lubak Salty Dog

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    :dayton: If you need to call it constitutionally defined to distract yourself that you're dependent on taxpayers money and part of something that is the definition of big government then all the power to you. No wonder you keep on voting republican, you don't want the gravy train to stop!

    So why couldn't you hack it in the real world?
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  3. NeonMosfet

    NeonMosfet Probably a Dual

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    And when you're doing Health Care for profit, the patient always loses. The doctors run up huge expenses, which they can justify with the insane deductible. Two words. Epi Pen.
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  4. gturner

    gturner Banned

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    The Epi-Pen might be the DNC's attempt to use the FDA to keep Senator Joe Manchin (D-WV) happy. His daughter is making $19 million a year by selling $1.33 worth of epinephrine and a needle for $600 a pop, while nobody else can seem to get FDA approval for a competing pokey thing despite over a century's experience at making needles and syringes.
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  5. NeonMosfet

    NeonMosfet Probably a Dual

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    I know. So they came out with the generic version for 300, except a lot of the "plans" do not allow for generics. When grilled about how Germany can deliver the pen for 100, the ceo, then stated, that Germany's health care is heavily subsidized. And then, there's that damned deductible.
  6. gturner

    gturner Banned

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    There's no way that pen could cost more than $10 to make.
  7. NeonMosfet

    NeonMosfet Probably a Dual

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    That's quite a mark up. Of course Valiant can jack it to the moon; Ireland just gave Apple a 14 billion dollar tax break. But the EU wants their money. Germany only wants to charge 100 dollars for the epi pen.
  8. gturner

    gturner Banned

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    Europe has the Emerade auto-injector and Jext in competition with Epi-pen. So with Emerade costing £26.94, Epi-pen costs just £26.45.
  9. AlphaMan

    AlphaMan The Last Dragon

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    Yeah... It was doomed from the start once he caved to Republican demands towards a free market solution. The public option was the correct way to go about it, but he caved in to get some Republican support and in the end they left him hanging anyway. Time to put the public option back on the table.
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  10. gturner

    gturner Banned

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    What makes you think the public option would work when the system is bleeding money worse than soldiers at Antietam? The Administration was illegally shifting funds from other programs just to shovel it at the insurers to try and keep the disaster hidden.
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  11. Steal Your Face

    Steal Your Face Anti-Federalist

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    Because :hammer:
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  12. RyanKCR

    RyanKCR TOF/PA survivor

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    Real reform would have included allowing insurance companies to sell across state lines, standardizing insurance forms/codes. One of the biggest causes of high medical costs is the low reimbursement rates from Medicare. With so many on it the medical providers had to raise their prices so they could recover their loses. A GP friend of mine, who had many older, medicare, patients had to close his office due to the loses. He's now part of a bigger practice in a hospital.
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  13. Incontinence

    Incontinence I see sideways

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    I'm so thankful for Medicaid right now. When I was making 26k/year I couldn't afford the copays.

    If only all of us can be on single-payer so you just gotta get checked! I have a therapist, psychiatrist, primary care practitioner, endocrinologist, and the list goes on and on.... Spoonie lyfe man. Honestly just tax the rich at higher rates. Wish it would happen soon
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  14. Zombie

    Zombie dead and loving it

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    Which makes no sense.

    The company which is making a $600 Epi-Pen is also making the generic pen for $300. It's the same damn thing!

    And the problem with the Epi-Pen is that the FDA keeps getting in the way of other companies that want to make their version of the pen.
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  15. Shirogayne

    Shirogayne Gay™ Formerly Important

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    The rich will always find a way to get outta paying taxes.

    But you're right that the way we're doing it now is wrong.
  16. Zombie

    Zombie dead and loving it

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    You're delusional. :lol:

    The whole system was set up to fail. They knew it was going to fail. Their goal has always been single payer but they couldn't get the public to go with it out of the box. So set up Obamacare, watch it fail, blame the Republicans, and go single payer.
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  17. AlphaMan

    AlphaMan The Last Dragon

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    As a healthcare provider/administrator with nearly 2 decades of experience myself, I can tell you that the single biggest factor in exploding healthcare cost is the abundance of care provided that goes un-reimbursed. Whether this is due to uninsured or underinsured patients, health insurance providers that welch out on coverage, government regulations or GP's not understanding the ins and outs of changing industry standards.... That is the problem. If every patient that came through the door of my hospital paid Medicare rates, we'd be very well off. Since that doesn't happen, when we assign charges each year for every medical procedure performed, a line item for bad debt is factored in and the private insurance companies are the ones that make up the bulk of the difference... They, of course pass that on to their clients, me and you.

    A public option, designed to operate at cost, would go a long way towards eliminating the profit motive at the intermediate level... Not at the point of care, not at the point of research and innovation, but at the level of the insurance company, which would barely be needed at all if the healthcare industry were subject to true market forces.
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  18. AlphaMan

    AlphaMan The Last Dragon

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    Not delusional at all. I saw it coming too which is why I felt the public OPTION was the reasonable compromise which would've been vastly more sustainable than what we got. Too bad Repubs were suffering from ODS.
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  19. Zombie

    Zombie dead and loving it

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    A public option is not subject to market forces since it is the government that controls the public option.

    So essentially by supporting a public option you are against market forces even though you would claim otherwise.

    You're just another useful idiot for the progressive left.
  20. mburtonk

    mburtonk mburtonkulous

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    This seems like the first time I've heard the "designed to fail" argument. Where was this when ACA was in progress?
  21. Zombie

    Zombie dead and loving it

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    It was everywhere.

    The left want's single payer. They left knows it can't just go for single payer straight out. So the left sets up a hybrid system knowing that it will eventually collapse on itself. The left then says, "look it didn't work" let's just go with single payer (public option only). Plus they get the bonus of blaming Republicans for the failure of ACA.
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  22. Zombie

    Zombie dead and loving it

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    “I happen to be a proponent of a single payer universal health care program…I see no reason why the United States of America, the wealthiest country in the history of the world, spending 14 percent of its Gross National Product on health care cannot provide basic health insurance to everybody. And that’s what Jim is talking about when he says everybody in, nobody out. A single payer health care plan, a universal health care plan. And that’s what I’d like to see. But as all of you know, we may not get there immediately. Because first we have to take back the White House, we have to take back the Senate, and we have to take back the House.” – Barack Obama, 2003

    He got the ACA in place. Now it is collapsing. He along with the left are of course going to blame everyone on the right and the insurance companies. They will use the failure of the ACA to push for a single payer program and if Hillary gets in and the left takes over the House and Senate again you will start seeing the push for single payer.
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  23. K.

    K. Sober

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    Unless you go the German way with a three-tier system: a government-controlled option competing with private companies that promise the same level of service and a third tier of private companies who promise whatever they like in free contracts.
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  24. AlphaMan

    AlphaMan The Last Dragon

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    You either don't understand what market forces are or what the public option was. Possibly both.
    Last edited: Aug 31, 2016
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  25. AlphaMan

    AlphaMan The Last Dragon

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    Basically, ACA had a huge amount of input from insurance industry lobbyist. They basically wrote themselves a hand-job of a bill with mandates and $12,000 deductibles. A lot of proponents of healthcare reform understood that when it comes to end of life care, there is no free market solution. So when the ACA exchanges under-performed compared to their other commercial products, we knew companies like Aetna and UHC would pull out and some even predicted it would be in an election year. Thank god for Trump and the GOP though!
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  26. Scott Hamilton Robert E Ron Paul Lee

    Scott Hamilton Robert E Ron Paul Lee Straight Awesome

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    Their "trying" has wreaked havoc. My insurance premiums went up almost 40% this year. The first year, they went up like 35%. Next year? Tennessee has just approved at 62% increase in premiums.

    I'll take the old 10-20% premium increases any day.

    35% plus 40% plus 60%, year over year? I'm paying 295% of what I was paying prior to Obama care. For less coverage.

    That is MAD.

    20% year over year increases? I'd be about about a 73% hike.

    So their "trying" has sucked.

    Republican "trying" recognized that this wasn't a solution.
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  27. gturner

    gturner Banned

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    You must have misread your bills. You're actually saving $1,200 a year in insurance premiums and you got to keep your doctor. The Democrats wouldn't lie to us about such things. :bergman:
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  28. NeonMosfet

    NeonMosfet Probably a Dual

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    Oh hell yeah. Everyone was terrified of socialized medicine. The doctors hate it. They have to double book. Sometimes they have to work all day, to make, what they make from one healthy " cash-pay". I worked in an optical office. They had to do designer glasses so they could get at least one thousand dollar patient per day.
    Everyone is scared that taxes must be raised. But what to you call tripling the cost of premiums and deductibles to cover the indigent patients? That, they didn't count on, and no politician was forced to say they raised taxes to pay for care for the poor. Also, what Barrack Obama calls poor and what Hillary Clinton calls poor are two very different things. Aetna has opted out. Why? suddenly, they are not allowed to acquire other insurers because they were slapped with Anti Trust. The other insurers simply want to raise rates.
  29. oldfella1962

    oldfella1962 the only real finish line

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    That's why my son-in-law reenlisted in the navy. Keeping his 1 year old daughter and his wife healthy (free medical) was just not worth the risk of trying to compete in the job market and have to worry about the rising cost of medical care.
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  30. Shirogayne

    Shirogayne Gay™ Formerly Important

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    Health care in the military is a joke, too, and highly inconsistent. An admin fuck up kept a girl whose shoulder was dislocated on out ship for FOUR months. The damn idiot doctor on board told her she had to move her arm so it would heal....I've dislocated my shoulder TWICE and NEVER had a doctor tell me that: wtf: Long story short, she lost all use of that arm.

    Even if was military, I'd tell my spouse to keep his insurance through work.